About James
James Haycock is Founder and Managing Director of Adaptive Lab, author of Bye Bye Banks? and a regular public speaker.
James is a regular commentator for trade and national press including The Times, The Guardian, Financial Times and Yorkshire Post. He has also been a guest on BBC Radio and Brett King's popular Breaking Banks Podcast.
About Adaptive Lab
Adaptive Lab is a design and innovation company. We partner with ambitious corporate entrepreneurs who want to reimagine and transform their companies.
If you're interested in finding out about some of our client successes and to hear about how we could partner with you why not get in contact.
“I've worked with many of the world's leading design and technology consultanices and Adaptive Lab is right up there.”
— Boe Hartman, CTO Consumer Tech, Goldman sachs
Bye Bye Banks?
Tech companies have disrupted retailing, media, transit and travel. Now the retail banking business model looks set to be transformed too.
In Bye Bye Banks, James Haycock and Shane Richmond describe these startups, and to which areas of the banking industry they are laying siege. It shows that this assault is already well underway and that many incumbents are poised to be displaced, diminished and disintermediated. It draws on extensive research and on-and-off the record interviews with senior executives in some of the biggest banks.
Haycock and Richmond conclude with the recommendation that traditional banks need to reinvent themselves by launching a ‘Beta Bank’: a lean, stand-alone organisation fit for the future for which they provide a ten-point operating model.
This short book is a bold, urgent and timely analysis of the forces shaping the future of financial services. Its message to industry leaders in the sector could not be more simple: adapt or prepare to be disrupted.
Read customer reviews and order a copy in physical or ebook format.
“James Haycock is a key voice for how the banking industry should and will change.”
— tom hopkins, director of product, experian
Speaking
James is a regular speaker at industry events, private dinners and at executive summits. He is available for speaking engagements on topics including innovation, digital disruption and banking transformation.